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Moishe's offers our customers a variety of insurance options for their belongings. The two most common options are Limited Liability and Added Valuation. Below, we've broken down the two in order to help you decide which option best suits your needs.
Limited Liability
This represents the minimum coverage required by law at $.30/lbs. If an item is lost or damaged during your move, you would receive a payment at the rate of $.30 per pound up to $2,000. This kind of basic coverage is designed to cover the mover's basic liability and does not provide you with substantial protection.
Added Valuation
This is an optional coverage that you should purchase. In the event of loss or damage, this kind of coverage would assure payment based on the actual value of the item, at the current replacement cost, minus any depreciation up to the limit of the coverage. The cost for this type of coverage is $7 for every $1,000 of valuation placed upon the items up to $5,000 with an increase of $5 for each additional $1,000 coverage.
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